Financial decisions are among the most important decisions that business owners have to make. They affect everything from the company’s financial health to the company’s ability to grow, and they are important for major corporations and small businesses alike. Over half of small businesses fail within the first five years, and poor financial decision-making can...Read More

A keen awareness of the financial health of your business is a prime concern for any business owner. It’s a signal of growth or of a need for change. It’s how you know you’re doing the right thing and making good choices. It provides valuable feedback that informs which direction the company should move. Financial...Read More

How can you tell whether a business is in good financial health? It’s tempting to answer this question simply: Look at the bottom line profit margin, of course. We gather that that the profitability of a business is probably the best standalone indicator of good financial health. And it’s also a predictor of long-term success....Read More

It never hurts to go over basics, especially when it comes to the financial health of your business. Let’s review some basics before we determine if your business is managing cash flow efficiently. What is Cash Flow? You could probably infer what it is just from the name. It refers to the movement of money...Read More

Are you a Baby Boomer or even a member of Generation X who is still frustrated in your relationships with Millennials? Making the adjustment to the Millennial Mindset has been a challenge for many. But with some insight and a deeper understanding everyone can make changes for the better. Please note that we are working...Read More

Running a business has a lot of moving parts. Focusing on staff retention often falls to the bottom of the priority list. At some companies, it may not even be on the list. You might be surprised to discover: The US Bureau of Labor and Statistics  says that three and a half million employees have...Read More

If your business is like most, you are currently experiencing the summer slowdown. Business owners often react out of anxiety rather than embracing the slowdown as an opportunity. Your summer doesn’t have to be stressful if you shift your perspective. Over the years we have noticed that businesses that use the summer to re-evaluate and...Read More

What’s the quickest way to worry a business leader? Whisper the word ‘recession’ and see how they react. Just thinking about future economic downturn isn’t fun. And most business owners prefer to silently wish it never affects them, but you know the Saddock Advisory team loves to plan. There are many reasons why we think...Read More

If you know anything about Saddock Advisory, then you know that we’re all about relationships. Sure, we’re your go-to guys when it comes to finances, but most of our clients stay because we offer so much more than financial expertise! In fact, most of our clients have been around since we started in the 80s!...Read More

You built your business from the ground up, you’ve led it through successful times, and eventually you’ll want to pass it on to the next generation of your bloodline. Even if you’re a decade away from even considering retirement, you need to start thinking about succession planning. Succession planning has various bases that need to...Read More